Can you refinance while on maternity or parental leave in Arizona? Yes, if the income math works. Here is how conventional underwriting counts leave pay, and when to apply. Pillar Mortgage Group.
The Fed meets October 28 and traders expect another 25 basis point hike. Here is what that does, and does not do, to a Scottsdale or Phoenix mortgage payment, with the numbers. Pillar Mortgage Group.
Should you refinance with your current lender or a mortgage broker in Arizona? On a $400,000 loan, a better quote can save $3,270 over five years. See the break-even math. Pillar Mortgage Group.
Net tangible benefit is the test a lender runs to prove a refinance actually helps you. With refinance rates near 7.4% in September 2026, more Arizona files are failing it. Here is what the test measures. Pillar Mortgage Group, NMLS #2700076
Straight answers on buying, refinancing, and selling a home in Scottsdale, Phoenix, and across Arizona, from Blake Hermann, Director of Lending at Pillar Mortgage Group (NMLS #2271358).